Who can apply

Ownhome is designed to help people who can't afford to buy a suitable home.
The following questions are for general guidance:

If you can answer YES to both questions you are likely to qualify for a Places for People loan.

Please call us on the Ownhome line and we will go through a series of questions with you.

Once you have qualified for an Ownhome loan from Places for People, you will need to qualify for a mortgage from The Co-operative Bank in order to be offered the Ownhome package.

For more details see FAQs

If you can't answer yes to both questions, but are still unable to afford to buy a suitable home, you should contact your local HomeBuy agent. For more details visit the Housing Corporation website www.housingcorp.gov.uk or call their enquiry line on 0845 230 7000.

For more details see FAQs Back

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE AND ANY OTHER LOAN SECURED ON IT.

The co-operative bank - good with money
HomeBuy - a government-led initiative places for people
Ownhome - helping you buy a home To apply please call us on 0845 607 0110 - 9am to 8pm Mon to Fri and 9am to 2pm Sat