We will arrange a time to call you back and go through some questions with you to decide whether you are eligible for an Ownhome loan.
We will write to you within three working days to confirm whether you are eligible and whether there are funds available in your area.
Once you have received your letter, contact The Co-operative Bank to apply for a mortgage Agreement In Principle. If successful, Places for People will confirm Ownhome loan funds are available in your area. You can search for your new home.
Once you have found a property, you will need to contact The Co-operative Bank to complete the standard mortgage approval process. This will include financial and affordability checks, and guidance through the whole process. If you are successful The Co-operative Bank will then make a mortgage offer on that property, and Places for People will re-confirm your Ownhome loan.
Not sure if you are eligible? See Who can apply
